![]() Know Your Fixed Expensesīefore you can start planning how you’ll budget your money, you have to figure out your fixed expenses. Once you figure out why you want to budget or save money, it’s time to move on to the next step. You want to set your financial priorities while still being realistic enough that you won’t give up on the whole thing when an unexpected expense crops up. Can you reach this goal with your current income and expenses? Is it even possible to reach this financial goal or is it a dream? How much do you need to be saving from every paycheck? ![]() You’ve probably heard about SMART goal setting, and it’s a good idea to use it for setting your budget: Tangible goals will make your budgeting easier - if you clearly know what you want to accomplish, you’re more likely to commit to it.
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